Understand your insurance options before you travel.
Get guidance on student health, travel and visitor insurance options, including the information commonly needed to request a quotation.
Insurance guidance is related to, but separate from, Janan's education consulting services. We provide general information and help you request a quotation — coverage, premiums and policy decisions are always made by the relevant insurance provider, not by Janan.
Insurance categories
Choose the guidance that fits your situation
Student Health Insurance
General guidance on health cover for the duration of your studies.
Travel Insurance
General guidance on cover for your journey to and from your destination.
Visitor Insurance
General guidance for accompanying family members or short-term visitors.
Why it may matter
Why insurance may be required
- 1
Institutional requirements
Some universities require proof of health cover as a condition of enrolment.
- 2
Visa-related requirements
Some visa categories require appropriate insurance as part of the application.
- 3
Unexpected medical costs
Healthcare abroad can be costly without appropriate cover in place.
- 4
Travel disruption
Delays, cancellations or lost belongings can affect any trip.
Comparing options
General comparison considerations
A general starting point for comparing policies — not a recommendation of any specific provider.
- 1
Coverage limits
The maximum amount a policy may pay out for a given type of claim.
- 2
Exclusions
What a policy explicitly does not cover — always worth reading closely.
- 3
Deductible or excess
The amount you may need to pay before cover applies.
- 4
Premium versus cover
A lower premium can mean lower limits or more exclusions — compare both together.
- 5
Claims process
How straightforward the provider's claims process is likely to be.
- 6
Provider network
Whether the policy has a network of approved hospitals or clinics.
Getting a quote
How the quote-assistance process works
- 1
Share your details
Tell us about your destination, dates and the type of cover you need.
- 2
We help you request a quote
We help match your situation to a relevant provider quotation.
- 3
Review the policy wording
Review the provider's official policy wording before deciding.
- 4
Confirm with the provider
Coverage, premiums and issuance are confirmed directly with the provider.
Coverage and exclusions
Every policy sets its own coverage and exclusions — always review the provider's official policy wording before purchase, rather than relying on general guidance alone.
Claims support
If you ever need to make a claim, we can offer general guidance on the process — but claims are assessed and approved solely by the insurance provider, following their own policy terms.
Janan does not underwrite insurance, does not set premiums, and does not approve or guarantee claims. Our role is to provide general information and help you request a quotation from a relevant insurance provider.
Janan Consultancy provides general information and quotation assistance. Insurance coverage, premiums, eligibility, exclusions, claims and policy issuance are determined by the relevant insurance provider. Always review the provider's official policy wording before purchase.
Ready to request a quote?
Share a few details and we'll help you request a quotation suited to your situation.